Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $700 freedom limit to claim on your 11 included extras services.
Plus an additional Optical limit. You can claim 100% back on optical up to your $150 annual limit.
And the longer you're with us, the more you can claim.
Get an extra $100 to claim on your freedom limit (excludes optical) each full calendar year, with a maximum of $400 after 4 years of continual cover. Your loyalty benefit will be available on 1 January after you've completed one full membership year.
^ Loyalty benefit is available on 1 January after completing one full membership year.
For example; Alex joins frank on 1 July 2021, she completes her first membership year on 1 July 2022. That means her limit will start increasing each year starting on 1 January 2023.
