Frank's current special offer

Special offer

Join Frank by February 28th and get your 1st month FREE on combined hospital and extras cover!

Some health insurers make you wait until your 2nd or 3rd month to get your 1 month free. Not Frank. Frank doesn't like waiting and knows you don't either.

Instant gratification. That's how Frank rolls.

Get a quote and join Frank today!

1st month free is only available for new members on new memberships. And can't be used in conjunction with any other offer. Kind of obvious, but the legal guys wanted us to make sure you knew.

New to health insurance?

Here's 3 good reasons to take out hospital and extras cover:

  1. Minimise your Lifetime Health Cover loading.
  2. Avoid the Medicare Levy Surcharge.
  3. Get your 1st month free. Rock on!

Cool. So how do I get this Frank awesomeness?

It’s as easy as getting a quote for cover, then joining online.

Don't forget, this ends on February 28, so be quick.

Why choose Frank health insurance?

extras covers for
singles starts at
per week

Some Extras 50% for a single person living in Victoria, with no LHC and base rebate tier.

top cover
costs less than
car parking
in the CBD

Based on short-term on-street
parking of $5.50 per hour.

pays up to
back on extras

Up to annual limits.

hospital and
extras cover
starts at just
a week

Basic Hospital Cover with Some Extras 50% for a single person living in Victoria, with no LHC and base rebate tier.

hospital and
extras cover
starts at just
a week

Basic Hospital Cover with Some Extras 50% for a single person living in Victoria, with no LHC and base rebate tier.

Or you can try Frank's
Build Your Own
cover tool

Frank offers some of the best returns of any
health insurer. You can choose either 80% back or 50% back on extras, up to your annual limits.


back on extras

Frank has lower overheads because we’re all online.
And we don’t have to pay dividends to shareholders because we’re not-for-profit. Which is how we can
offer high-value cover at low-cost prices.

Based on single person living in Vic with no LHC and base rebate tier

Frank makes claiming easy. Members can
swipe their Frank HICAPS card and make a claim
on the spot at over 85% of providers Australia wide.

That means you can claim on the spot at more than:

But wait! Your Provider doesn't have these facilities?
No worries, enter your claim online and the cash is
back in your account within 2 business days. You won’t even need to send your receipts to Frank.

Contact our Australian contact centre and our Frank
experts will help you make the right decision.

Frank's members love to webchat but they know they
can always call and speak to someone if they need.

Easy to contact:
That’s what 95% of
our members say

Frank Experts
know everything:

Well that's what 94%
of members told us

Results based off 2014 Member Satisfaction Survey

Low premiums, high benefits, easy claiming
& great service.

Frank gets the health insurance basics right.

Frank Health Insurance reviews

It's no wonder Frank members are happy members.


Special Offer

1st month free on combined hospital and extras cover.

Ends 28th February 2015

We’re not here to make profits for shareholders. Frank exists
simply to benefit our members.

As a not-for-profit health fund, any surplus is used to provide lower premiums and higher benefit payouts. We believe this is how a health fund should be.

So Frank has joined other like-minded health funds to tell Australians that there's a better alternative to the big for-profit funds.

Learn More 


Mix and match cover to create the perfect health insurance package for you.
Frank Hospital Rewards program lets you use reward dollars to cover out-of-pocket hospital expenses.
Frank is honest, straight-talking and committed to keeping health insurance simple.
Manage your membership online. Want to talk with real people? Frank's experts are ready to help.
Choose your own provider and Frank pays up to 80% back on extras.
From cashback to cheap ski lift tickets, Frank members get all sorts of bonuses and extras.


Don't just take our word on Frank's awesomeness,
check out what our members have to say.

What our members say

"Hi Frank, Just wanted to say, you’re the best. I recently got married, and my husband was with BUPA. We both went to the dentist for a clean before the wedding and he was shocked by the difference in rebate for each of us. I laughed and told him we needed to get couples cover with Frank. When he had to go back for a filling the next week, we rang you on the way and you added him immediately – you even covered him for that day! We just now processed the rebate, and again, he’s just floored by the difference not only in the coverage, but in the ease of putting in our claim. So, thank you Frank for making me look good to my new hubby; I owe you one!"
Georgie, VIC
"Very innovative company who so far have met my expectations. Love the online system a very good approach unless you do not have a computer. But 5 stars so far."
Gary, NSW
"easy to use website, very easy to make a claim, quick turnaround for payment of claims. easy to keep a file of Frank info on the computer...not loads of paper"
Kylie, VIC
"Frank is very cost effective. Frank covers me for everything I need. I am on my second year with Frank now and after going through the whole 'shebang' again just recently I stayed with Frank because they were the best not only from a dollar point of view but because they do have the best cover for us."
Tatjana, QLD
"It's a health fund that has some of the best cover you will find on the market! They make health insurance so easy to understand that you always know exactly what you're getting"
Richard, QLD