Get one month free + skip 2 & 6 month waits on extras when you join on combined cover by November 30*
*For new members who have not been a member during the last 12 months, joining on combined hospital and extras cover, paying by direct debit. Must pay first month to receive one month free. 12 month waits, annual and sub limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via Frank website or phone joins. Not available with any other offer or Frank OVHC. Offer ends 30 November 2023.
easy as health insurance.
I need health insurance for choose just me me & my partner me & my family me & my kids , that's choose low cost mid-range top level and covers choose hospital & extras hospital only extras only
Frank mobile app
Want to check your annual extras limits, make a claim or pay your premiums on the go? Easy. Simply download the Frank mobile app today.
Freedom limit, flex it your way
Our freedom hospital and extras bundles give singles and couples one flexible limit to claim on your included extras each year. Now that’s freedom.
And the longer you stay with frank, the more you can claim. For example, our Saver bundle gives you an extra $100 to claim on your freedom limit each full calendar year, with a maximum of $400 after 4 years of continual cover.
Simple to use
Claim online or at your provider. It doesn’t get more simple than that.
30 day cooling off period
It’s ok to change your mind. Tell us if you’re not happy within 30 days of joining and we’ll cancel your cover plus refund any premiums paid (as long as you haven’t made a claim).
Choose your own provider
Don’t go with someone you don’t know. It’s your health so we let you choose your own provider.
Our customers speaking frankly
I signed up for a Frank Health Insurance policy after 13 years with my old provider. WOW! What a difference. Every dealing I have had has been spot on and my policy is great value. I have just lowered my level of cover to learn that my level of extra cover hasn't dropped, only the % I get back on each provider visit. I don't think it gets much better than that?! I was honestly blown away.
Leigh
I've been with Frank for a number of years now and love their system. It's clear, you can speak to people AND have a record of what you've asked and info you've received. The web site is one of the best designed information sites I've seen. Claiming is extremely easy and their staff are knowledgeable and efficient. Couldn’t' recommend Frank highly enough.
Robyn
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