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Frank's current special offer

Special Offer

Yes, Frank is matching special offers this month

The word is that people think that buying health insurance is too hard. Fair enough - there’s a lot of distractions, loads of information and ‘special offer’ carrots dangled in your face. One month free, no waits, a new pair of runners, baby pandas… the list goes on. Almost every health fund has a special offer every month. Frank’s guilty of it too - this month we’re offering six weeks free when you take up combined hospital and extras cover.

But here’s the thing…

Frank believes that you shouldn’t be distracted by gifts. Work out which health cover is best for you – the special offer is just a bonus.

So until October 31, Frank will match any competitors current special offer where we’re allowed to by law.

What do you mean “allowed to by law”?

All health insurers are bound by the Private Health Insurance Act which dictates that new customers can only receive a special offer to the value of up to 12% of their annual premium. Because we’re cheaper to start with, sometimes Frank can’t match a competitor’s deal. That’s Frank, low cost (and a stickler for the rules).

Here’s how it works

Frank’s done the research and below is a list of most offers for October. Some offers have conditions attached. Those same conditions apply with Frank.

Offer (Valid until October 31, 2015)
No waiting period on any extras when joining combined covers
6 weeks free on combined covers
Coles gift card valued up to $200 when joining combined covers
Receive a 6 month Presto Entertainment subscription when joining combined covers online
$100 Westfield Voucher when joining combined covers
Choose between ‘6 weeks free’ or’ 4 weeks free plus claim straight away on extras’ when joining combined covers

Like all special offers, this offer is available to new members. If you’ve been with Frank in the last twelve months, sorry you don’t qualify.

^ Six weeks free only available for new members. You’ll have to pay for the first month, and then we’ll give you the next six weeks free.

If you cancel your membership within the cooling off period, Frank will refund you any premiums you have paid, less the value of the special offer you received when you joined. Fair is fair.

Cool. So how do I get this Frank awesomeness?

It's as easy as getting a quote for cover, then joining online.

New to health insurance?

Here's 2 good reasons to take out hospital and extras cover:

  1. Minimise your Lifetime Health Cover loading.
  2. Avoid the Medicare Levy Surcharge.

Don't forget, this ends on October 31, so be quick.

Why choose Frank Health Insurance?

high value
low cost.


Get a quote  

Fast, easy and secure

Frank knows you want more back.
With Frank you'll get up to
80% back on extras,
no matter which provider
you visit.

Just smarter health insurance
designed for you.

Get Smart. Get Frank.

Frank's most popular cover combinations are truly low cost:

How do we do it? We keep our overheads low by being all online and because we're not-for-profit, we don't pay dividends to shareholders.

The prices shown apply to a single person living in VIC with no LHC and base level rebate tier.

Claim online via the Frank website and the cash is back in your account within two business days

Claim on the spot using your Frank card at more than
85% of extras providers


The Frank Experts know everything!

That's what 94% of our members
told us.

When you call or webchat
with our Australian call
centre, the friendly Frank
Experts will listen to you
and help you make the
right health decisions.

Source: 2014 Member Satisfaction Survey

Excellent value against other funds. A fund you can trust.Frank Health Insurance
Belinda, NSW

Good value, Great cover and easy claiming.Frank Health Insurance
Cody, QLD

Easy to use online and make claims.Frank Health Insurance
Sharon, VIC

Great cover with great rebates.Frank Health Insurance
Megan, QLD

Easy to sign up and cheap!Frank Health Insurance
Tara, NSW

Source: 2014 Member Satisfaction Survey


Get six weeks free when you take out combined hospitals and extras cover or if you find a better offer – Frank may match it^.

^ Offer ends 31st October, 2015. For new members only. Members choosing six weeks free must pay for the first month, then receive six weeks free

We’re not here to make profits for shareholders. Frank exists
simply to benefit our members.

As a not-for-profit health fund, any surplus is used to provide lower premiums and higher benefit payouts. We believe this is how a health fund should be.

So Frank has joined other like-minded health funds to tell Australians that there's a better alternative to the big for-profit funds.

Learn More 


Mix and match cover to create the perfect health insurance package for you.
Frank Hospital Rewards program lets you use reward dollars to cover out-of-pocket hospital expenses.
Frank is honest, straight-talking and committed to keeping health insurance simple.
Manage your membership online. Want to talk with real people? Frank's experts are ready to help.
Choose your own provider and Frank pays up to 80% back on extras.
From cashback to cheap ski lift tickets, Frank members get all sorts of bonuses and extras.


Don't just take our word on Frank's awesomeness,
check out what our members have to say.

What our members say

"Hi Frank, Just wanted to say, you’re the best. I recently got married, and my husband was with BUPA. We both went to the dentist for a clean before the wedding and he was shocked by the difference in rebate for each of us. I laughed and told him we needed to get couples cover with Frank. When he had to go back for a filling the next week, we rang you on the way and you added him immediately – you even covered him for that day! We just now processed the rebate, and again, he’s just floored by the difference not only in the coverage, but in the ease of putting in our claim. So, thank you Frank for making me look good to my new hubby; I owe you one!"
Georgie, VIC
"Very innovative company who so far have met my expectations. Love the online system a very good approach unless you do not have a computer. But 5 stars so far."
Gary, NSW
"easy to use website, very easy to make a claim, quick turnaround for payment of claims. easy to keep a file of Frank info on the computer...not loads of paper"
Kylie, VIC
"Frank is very cost effective. Frank covers me for everything I need. I am on my second year with Frank now and after going through the whole 'shebang' again just recently I stayed with Frank because they were the best not only from a dollar point of view but because they do have the best cover for us."
Tatjana, QLD
"It's a health fund that has some of the best cover you will find on the market! They make health insurance so easy to understand that you always know exactly what you're getting"
Richard, QLD