Yes, Frank may match special offers this month

A lot of people think buying health insurance is all too hard. Fair enough - there's a lot of distractions out there and everyone wants you as their customer. You're bombarded with information, and one of the carrots dangled in front of you is the "special offer". No waiting periods, a new pair of runners, baby pandas... the list goes on.

Almost every health fund has a special offer every month. Frank's guilty of it too - this month we're offering six weeks free when you take up combined hospital and extras cover.

But here's the thing...

Frank believes you shouldn't be distracted by gifts. Work out which health cover is best for you - the special offer is just a bonus.

So until March 31, Frank will match any competitor's current special offer where we're allowed to by law. So if there is another offer you really want instead of 6 weeks free Frank may match it for you.

What do you mean, "allowed to by law?"

All health insurers are bound by the Private Health Insurance Act, which dictates that new customers can only receive a special offer to the value of up to 12% of their annual premium. So, sometimes Frank can't match a competitors deal. This is only because we're cheaper to start with.

That's Frank, low cost. And a stickler for the rules.

Here's how it works

Frank's done the research and below is a list of most of the special offers during March. Some of the offers from the other health funds have conditions attached to them, such as only being available on combined cover, or only on singles cover, and so on. Those same conditions apply with Frank.

Like with all special offers, this offer is only available to new Frank members on new memberships. That means if you have been with Frank in the last 6 months, then sorry you don't qualify... But if you haven't then you are good to go! Or if you cancel your membership within the cooling off period, Frank will refund you any premiums you have paid, less the value of the special offer you received when you joined. Fair is fair.

Other health fund special offer Eligible Frank covers What Frank will give you
New Balance voucher -
$100 for singles
$200 for non-singles
Any combined cover Cash into your bank account -
$100 for singles
$200 for non-singles
Garmin Vivofit -
1 for singles ($129 value)
2 for non-singles ($258 value)
Any combined cover Cash into your bank account -
$129 for singles
$258 for non-singles
Optical Vouchert -
$100 for singles
$200 for non-singles
Any combined cover Cash into your bank account -
$100 for singles
$200 for non-singles
$50 Westfield gift card Any hospital or combined cover Cash into your bank account -
No waiting periods on any extras Any combined cover No waiting periods on any extras
2 & 6 month extras waiting periods waived Any extras or combined cover 2 & 6 month extras waiting periods waived
1 month free + 2 & 6 month extras waiting periods waived Any combined cover 1 month free (applied on the third month) + 2 & 6 month extras waiting periods waived
1st month free Any cover 1st month free
Or Frank's special offer Eligible Frank covers
Get six weeks free Any combined cover

Cool. So how do I get this Frank awesomeness?

It's as easy as getting a quote for cover, then joining online.

Don't forget, this ends on March 31, so be quick.

Why choose Frank Health Insurance?

Frank offers high
value cover at
low cost prices.

It really is that

Get a quote  

It's fast, easy and secure

Frank offers some of the best returns of any health insurer. You can choose to get 80% back on extras, up to your annual limits.

Frank's most popular cover combinations are truly low cost:

How do we do it? We keep our overheads low by being all online and because we're not-for-profit, we don't pay dividends to shareholders.

The prices shown apply to a single person living in VIC with no LHC and base level rebate tier.

Claim online via the Frank website and the cash is back in your account within two business days

Claim on the spot using your Frank card at more than
85% of extras providers


The Frank Experts know everything!

That's what 94% of our members
told us.

When you call or webchat
with our Australian call
centre, the friendly Frank
Experts will listen to you
and help you make the
right health decisions.

Source: 2014 Member Satisfaction Survey

Excellent value against other funds. A fund you can trust.Frank Health Insurance
Belinda, NSW

Good value, Great cover and easy claiming.Frank Health Insurance
Cody, QLD

Easy to use online and make claims.Frank Health Insurance
Sharon, VIC

Great cover with great rebates.Frank Health Insurance
Megan, QLD

Easy to sign up and cheap!Frank Health Insurance
Tara, NSW

Source: 2014 Member Satisfaction Survey


Special Offer

Get 6 weeks free when you take out combined cover
Or if you find a better offer – Frank may match it!

Ends 31 March 2015

We’re not here to make profits for shareholders. Frank exists
simply to benefit our members.

As a not-for-profit health fund, any surplus is used to provide lower premiums and higher benefit payouts. We believe this is how a health fund should be.

So Frank has joined other like-minded health funds to tell Australians that there's a better alternative to the big for-profit funds.

Learn More 


Mix and match cover to create the perfect health insurance package for you.
Frank Hospital Rewards program lets you use reward dollars to cover out-of-pocket hospital expenses.
Frank is honest, straight-talking and committed to keeping health insurance simple.
Manage your membership online. Want to talk with real people? Frank's experts are ready to help.
Choose your own provider and Frank pays up to 80% back on extras.
From cashback to cheap ski lift tickets, Frank members get all sorts of bonuses and extras.


Don't just take our word on Frank's awesomeness,
check out what our members have to say.

What our members say

"Hi Frank, Just wanted to say, you’re the best. I recently got married, and my husband was with BUPA. We both went to the dentist for a clean before the wedding and he was shocked by the difference in rebate for each of us. I laughed and told him we needed to get couples cover with Frank. When he had to go back for a filling the next week, we rang you on the way and you added him immediately – you even covered him for that day! We just now processed the rebate, and again, he’s just floored by the difference not only in the coverage, but in the ease of putting in our claim. So, thank you Frank for making me look good to my new hubby; I owe you one!"
Georgie, VIC
"Very innovative company who so far have met my expectations. Love the online system a very good approach unless you do not have a computer. But 5 stars so far."
Gary, NSW
"easy to use website, very easy to make a claim, quick turnaround for payment of claims. easy to keep a file of Frank info on the computer...not loads of paper"
Kylie, VIC
"Frank is very cost effective. Frank covers me for everything I need. I am on my second year with Frank now and after going through the whole 'shebang' again just recently I stayed with Frank because they were the best not only from a dollar point of view but because they do have the best cover for us."
Tatjana, QLD
"It's a health fund that has some of the best cover you will find on the market! They make health insurance so easy to understand that you always know exactly what you're getting"
Richard, QLD