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Frank's current special offer

Join Frank on combined cover by 31 July 2016 and skip 2 & 6 month waits on extras

We’ll waive 2 and 6 month waiting periods on extras when you take out combined hospital and extras cover or a Frank bundle by 31 July 2016. Join now and start claiming straight away on services that usually have a 2 or 6 month wait (where included in your cover):

Included Not Included
yes GENERAL DENTAL: including Periodic oral examination, Scale & clean and Fluoride treatment no MAJOR DENTAL: including Endodontic and Orthodontic - things like a surgical tooth extraction and a full crown veneer.
yes OPTICAL (eg prescribed spectacles / contact lenses) no ORTHODONTIC
yes NON PBS PHARMACEUTICALS no ORTHOTICS
yes PHYSIOTHERAPY
yes CHIROPRACTIC
yes OSTEOPATHY
yes REMEDIAL MASSAGE
yes GENERAL PODIATRY
yes PSYCHOLOGY
yes ACUPUNCTURE
yes NATUROPATHY
yes TRAVEL VACCINATIONS

Like all our special offers, this offer is only available to new members. If you’ve been with Frank in the last twelve months, sorry you don’t qualify. 12 month waiting periods, annual limits and sub limits apply.

If you cancel your membership within the cooling off period, Frank will refund you any premiums you have paid, less the value of the special offer you received when you joined.

How do I get this Frank deal?

It's as easy as getting a quote for cover, then joining online.


Don't forget, this ends 31 July 2016.


Some Extras cover starts at just $6.30 a week.

Some Extras 50% for a single person living in Victoria and base rebate tier

Cheap Health Insurance

So you're looking for Cheap Health Insurance? Well you've come to the right place!

Frank gets that you don't want to pay more than what you have to. And being on a budget won't stop you from being covered by Frank. With Basic Hospital cover you can get peace of mind without breaking the bank. And if you're after some extras like dental & optical Frank can help you out there too.

What is Private Health Insurance?

There are 2 different kinds of Private Health Insurance:

  1. Hospital Cover- for when your admitted to hospital
  2. Extra's Cover- for things like chiro, physio, dental & optical

Frank gets that Private Health Insurance is expensive, but if you break an arm or leg it could break the bank by costing you more. Did you know... The average cost of a knee reconstruction in the private system is about $5000? Ouch.

How can Frank make health insurance cheaper?

Frank is thrifty and can help you tighten your purse strings:

  • All online- Less overheads means you pay less
  • Mix & Match covers- we don't make you take out both Hospital & Extra's
  • Basic Hospital cover - cover without the bells and whistles. Simple cheap health insurance
  • Some or Lots extras cover – If you want some extra's like optical & physio but don't want to go over the top, some is ideal
  • 50% or 80% back on extras- 50% costs less than 80%
  • Excess - choosing a Frank hospital cover means you have a $500 excess, so you only pay it if you are admitted to hospital

Why do you need Health Insurance?

There are many reasons why you might choose to take our health insurance.

  1. Just want to avoid the tax man- You can reduce the amount you need to pay the Tax Man by taking out private Hospital Cover. Frank has a great cheap cover just for this – Basic Hospital.
  2. You're turning 30 - You can avoid the future fees of Lifetime Health Cover (LHC) loading by taking out Private Health Insurance when you turn 30.
  3. Getting older – You're starting to understand you might not be invincible anymore, so you want to take a little bit of health cover just in case.
  4. Need to cover for the family – you want to make sure your family are covered just in case.
  5. How can you get Cheap Private Health Insurance?

Here are Frank's Cheap as Chips Tips...

  • Look for products with exclusions that you don't need. Like dentures, pregnancy & cataracts
  • Know what you want- if you just want to avoid tax then just get the basic cover

Looking to read on?

Special Offer

  Join Frank on combined cover by 31 July 2016 and skip 2 & 6 month waits on extras

* Available to new members. Annual limits, sub limits and 12 month waits apply.