Frank Hospital & Extras Covers
Simple and affordable options to suit you
6 weeks free + skip 2 month waits on extras* when joining on combined cover.
*For new members who have not been a member during the last 12 months, joining on combined hospital and extras cover, paying by direct debit. Must pay first month to receive offer. Other waits (including hospital waits), annual and sub limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via Frank website or phone joins. Not available with any other offer or Frank OVHC. Frank may end this offer at any time without notice.
Frank Hospital & Extras Covers
At Frank, we know you might not love health insurance (we get it). That’s why we keep things simple, affordable and easy to understand - so it’s easier not to hate it.
Choose hospital cover, extras cover, or combine both.
Hospital covers
Find the right hospital cover for your needs with Frank.
From Basic hospital health insurance, which provides cover only in the event of an accident, to Gold cover for complete peace of mind, Frank has a range hospital products to suit your needs and budget.
Finding health insurance overwhelming and don't know enough to start comparing covers? Learn more about how hospital cover works and the types of expenses it helps.
Extras covers
Time for your next dental check-up or needing a new pair of glasses? Now might be the right time to start thinking about extras insurance.
At Frank, our extras are designed to be easy to understand and good value.
Our new Bundable Extras (available with hospital cover)
- One single annual limit shared across everyone on the policy
- 50% back on all included services (up to your annual limits)
- Same benefits across the range, the only difference is how much limit you choose
- Annual limit rollover* included
Just one pool, one percentage back, and less thinking. Bundables are available when combined with a eligible hospital cover.
*Available with eligible hospital cover, after 12 months of continuous cover on the same Bundables cover, unused annual limits on eligible services roll over on 1 January and expire after 12 months, new year’s annual limit must be reached before rolled over limit is accessed. Annual limits, sub-limits and waiting periods apply.
On the fence if getting extras is for you? Learn more about the ins and outs of extras cover and the types of expenses it can pay towards.
Find the right cover for your lifestyle
Need a little more guidance finding the right single, couple or family health insurance for you? We're here to help!
Learn more about the helpful things to consider when taking out cover, the benefits, and products that would be best suited for you and your budget.
Work out what is best for you, learn more about affordable health insurance options.
6 weeks free + skip 2 month waits on extras* when joining on combined cover.
*For new members who have not been a member during the last 12 months, joining on combined hospital and extras cover, paying by direct debit. Must pay first month to receive offer. Other waits (including hospital waits), annual and sub limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via Frank website or phone joins. Not available with any other offer or Frank OVHC. Frank may end this offer at any time without notice.
