Once you pick a specialist, ask them for a written cost estimate before you go ahead. This is called Informed Financial Consent.
It should clearly show:
The idea is simple: you should know what you’ll be paying before you agree to treatment.
Specialists are expected to give you these costs in writing, so you can compare options. You’re allowed to shop around and check prices with different specialists before making a decision.
It’s also a good idea to ask:
This helps you weigh both cost and quality before choosing your specialist.
Going to hospital with FrankBecause sometimes your needs might change a little, you have a $500 freedom limit to claim on your 7 included extras services.
Get an extra $50 to claim on your freedom limit each full calendar year, with a maximum of $200 after 4 years of continual cover.
Because sometimes your needs might change a little, you have a $700 freedom limit to claim on your 11 included extras services.
Plus an additional Optical limit. You can claim 100% back on optical up to your $150 annual limit.
Get an extra $100 to claim on your freedom limit (excludes optical) each full calendar year, with a maximum of $400 after 4 years of continual cover. Your loyalty benefit will be available on 1 January after you've completed one full membership year.
