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Frank's current special offer

Join Frank on combined cover by 31 July 2016 and skip 2 & 6 month waits on extras

We’ll waive 2 and 6 month waiting periods on extras when you take out combined hospital and extras cover or a Frank bundle by 31 July 2016. Join now and start claiming straight away on services that usually have a 2 or 6 month wait (where included in your cover):

Included Not Included
yes GENERAL DENTAL: including Periodic oral examination, Scale & clean and Fluoride treatment no MAJOR DENTAL: including Endodontic and Orthodontic - things like a surgical tooth extraction and a full crown veneer.
yes OPTICAL (eg prescribed spectacles / contact lenses) no ORTHODONTIC
yes NON PBS PHARMACEUTICALS no ORTHOTICS
yes PHYSIOTHERAPY
yes CHIROPRACTIC
yes OSTEOPATHY
yes REMEDIAL MASSAGE
yes GENERAL PODIATRY
yes PSYCHOLOGY
yes ACUPUNCTURE
yes NATUROPATHY
yes TRAVEL VACCINATIONS

Like all our special offers, this offer is only available to new members. If you’ve been with Frank in the last twelve months, sorry you don’t qualify. 12 month waiting periods, annual limits and sub limits apply.

If you cancel your membership within the cooling off period, Frank will refund you any premiums you have paid, less the value of the special offer you received when you joined.

How do I get this Frank deal?

It's as easy as getting a quote for cover, then joining online.


Don't forget, this ends 31 July 2016.


Australian Government Rebate on Private Health Insurance

The Australian Government Rebate on Private Health Insurance is the amount the government pay toward private health insurance premiums. It provides a subsidy on the cost of taking out private cover depending on your income.

The rebate is available to those who have full Medicare eligibility and earn under $140,000 for singles and $280,000 for families/couples or single parents.

The table below gives you the full details.

If you are: And your combined taxable income is:
Single $90,000 or less $90,001 - $105,000 $105,001 - $140,000 $140,001 or more
Couple/Family/Single Parent (increases by $1,500 per child after your first) $180,000 or less $180,001 - $210,000 $210,001 - $280,000 $280,001 or more
Then your Federal Government Rebate Tier is:
Under age 65 Tier 0 - 26.791% Tier 1 - 17.861% Tier 2 - 8.930% Tier 3 - 0%
Age 65-69 Tier 0 - 31.256% Tier 1 - 22.326% Tier 2 - 13.395% Tier 3 - 0%
Age 70 and over Tier 0 - 35.722% Tier 1 - 26.791% Tier 2 - 17.861% Tier 3 - 0%

The rebate amount you are entitled to varies depending on your income tier and age. Importantly, to make sure you are receiving the correct rebate on your health insurance premiums, make sure you keep Frank up to date with your expected annual income.

The Government releases new income tiers around 1 July each year. We’ll let you know when these are announced.

How do you claim the Rebate?

You can claim the rebate as a reduction to your premiums, as a tax rebate when you lodge your annual tax return or as a direct payment from the Government through any Medicare office.

The easiest way for you to claim the rebate is to complete the application form for the Australian Government Rebate on Private Health Insurance during the application process with Frank. Frank will then deduct the rebate from your premiums.

Special Offer

  Join Frank on combined cover by 31 July 2016 and skip 2 & 6 month waits on extras

* Available to new members. Annual limits, sub limits and 12 month waits apply.