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Frank's current special offer

Special Offer

Claim straightaway on most extras (excl. Major Dental & Orthodontic) when joining combined cover

We’ll waive the waiting periods on most extras (excl. Major Dental) when you take out combined hospital and extras cover by 31 May, 2016. Join now and you can start claiming straight away on the following services:

Included Not Included
yes GENERAL DENTAL: including Periodic oral examination, Scale & clean and Fluoride treatment no MAJOR DENTAL: including Endodontic and Orthodontic - things like a surgical tooth extraction and a full crown veneer.
yes OPTICAL (eg prescribed spectacles / contact lenses) no ORTHODONTIC

Like all special offers, this offer is available to new members. If you’ve been with Frank in the last twelve months, sorry you don’t qualify.

If you cancel your membership within the cooling off period, Frank will refund you any premiums you have paid, less the value of the special offer you received when you joined. Fair is fair.

Cool. So how do I get this Frank awesomeness?

It's as easy as getting a quote for cover, then joining online.

Don't forget, this ends on 31 May, 2016, so be quick.

Australian Government Rebate on Private Health Insurance

The Australian Government Rebate on Private Health Insurance is the amount the government pay toward private health insurance premiums. It provides a subsidy on the cost of taking out private cover depending on your income.

The rebate is available to those who have full Medicare eligibility and earn under $140,000 for singles and $280,000 for families/couples or single parents.

The table below gives you the full details.

If you are: And your combined taxable income is:
Single $90,000 or less $90,001 - $105,000 $105,001 - $140,000 $140,001 or more
Couple/Family/Single Parent (increases by $1,500 per child after your first) $180,000 or less $180,001 - $210,000 $210,001 - $280,000 $280,001 or more
Then your Federal Government Rebate Tier is:
Under age 65 Tier 0 - 26.791% Tier 1 - 17.861% Tier 2 - 8.930% Tier 3 - 0%
Age 65-69 Tier 0 - 31.256% Tier 1 - 22.326% Tier 2 - 13.395% Tier 3 - 0%
Age 70 and over Tier 0 - 35.722% Tier 1 - 26.791% Tier 2 - 17.861% Tier 3 - 0%

The rebate amount you are entitled to varies depending on your income tier and age. Importantly, to make sure you are receiving the correct rebate on your health insurance premiums, make sure you keep Frank up to date with your expected annual income.

The Government releases new income tiers around 1 July each year. We’ll let you know when these are announced.

How do you claim the Rebate?

You can claim the rebate as a reduction to your premiums, as a tax rebate when you lodge your annual tax return or as a direct payment from the Government through any Medicare office.

The easiest way for you to claim the rebate is to complete the application form for the Australian Government Rebate on Private Health Insurance during the application process with Frank. Frank will then deduct the rebate from your premiums.

Special Offer

Claim straightaway on most extras
(excl. Major Dental & Orthodontic)
when joining combined cover

* Offer ends 31 May, 2016 and is available to new members only