Frank Health Insurance has claimed Best for Basic Hospital Cover at the 2026 WeMoney Health Insurance Awards, for the second year in a row. 

Proof that when it comes to the basics, Frank doesn’t do boring. It does better. 

The WeMoney Awards recognise health insurers delivering great cover across different life stages, with the Basic Hospital category spotlighting providers who get the fundamentals right: clear inclusions, straightforward structure and cover that does exactly what it says it will. 

This category specifically looks at how well insurers deliver essential hospital cover, assessing things like what services are included, how waiting periods are structured, access to emergency treatment and ambulance cover, and how easy it is for members to understand and use their policy. 

This year, not-for-profit private health insurer Frank stood out (again) for keeping things simple: cover that focuses on the essentials, strips out the unnecessary, and makes the whole experience easier to navigate. 

Frank Health Insurance Brand Manager Nick Ilievski said the win reflects Frank’s commitment to keeping things simple. 

“We’ve always believed health insurance shouldn’t feel like solving a puzzle. Winning back-to-back for Best Basic Hospital Cover shows that easy as, affordable cover really resonates with consumers,” he said. 

“There’s a lot of noise in health insurance. We’ve taken the opposite approach: keep the cover simple, make it easy to manage, and be upfront about what’s included. Winning this award two years running tells us that approach is cutting through.” 

WeMoney, a leading personal finance platform with over 1.4 million downloads, has a strong following among Gen Z and Millennials, audiences who are increasingly looking for transparency, simplicity and value. With 71% of Australians more likely to choose products displaying a WeMoney Award badge, the recognition carries real weight. 

Frank’s back-to-back win shows that sometimes the best way forward is keeping things refreshingly simple. 

For more information visit: www.frankhealthinsurance.com.au