Frank named best for Basic Hospital Cover
Frank's latest news
- Frank named best for Basic Hospital Cover
- Frank's affordable family hospital cover in national news.
- Frank brings its membership cards to Apple Wallet, enabling users to access their health insurance cards on iPhone and Apple Watch
- Frank puts extras base premium increases on ice, delivering cool freeze to members
- 15 years of keeping it simple
- Feeling overwhelmed by too many subscriptions? You’re not alone!
- The new Frank app
- Frank earns 2024 Finder Award
- Frank members get seven weeks free* thanks to COVID premium return
Frank Health Insurance has been awarded Best for Basic Hospital Cover in the 2025 WeMoney Health Insurance Awards, proving that private health insurance doesn’t have to be complicated, or expensive, to be worth it.
Frank also landed finalist spots for:
- Best for Value – Health Insurance
- Best for Flexibility – Health Insurance
The awards celebrate Australia’s best health insurers based on independent analysis of pricing, product features, and member experience. Frank came out on top by delivering exactly what young Aussies are looking for: essential hospital cover that’s affordable, easy to manage, and doesn’t make your brain hurt.
Frank Brand Manager Nick Ilievski said private health insurance might not be top of mind when you’re young and healthy, but when life takes an unexpected turn, it can make a big difference.
“Frank was built for people who want private health cover without the jargon, paperwork or painful price tags; just good value cover that’s actually useful,” he said.
“Our Accident Boost Basic Hospital Cover gives members access to private care if an accident occurs , helping them avoid long public waitlists, choose their preferred doctor, and get covered for emergencies like ambulance transport and hospital treatment.
“It’s about staying in control, even when things don’t go to plan, all without blowing the budget.”
The Best for Basic Hospital Cover award looked at things like premium affordability, emergency benefits, waiting periods, and value for young adults and singles.
Nick said Frank ticked all the right boxes, with simple cover you can tailor, pause, or adjust as life changes.
“Whether you’re moving out, starting a new job, or just adulting hard, Frank keeps it easy. Easy to join, easy to manage, and easy to afford,” Nick said.
Frank's latest news
- Frank named best for Basic Hospital Cover
- Frank's affordable family hospital cover in national news.
- Frank brings its membership cards to Apple Wallet, enabling users to access their health insurance cards on iPhone and Apple Watch
- Frank puts extras base premium increases on ice, delivering cool freeze to members
- 15 years of keeping it simple
- Feeling overwhelmed by too many subscriptions? You’re not alone!
- The new Frank app
- Frank earns 2024 Finder Award
- Frank members get seven weeks free* thanks to COVID premium return
Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $500 freedom limit to claim on your 7 included extras services.

And the longer you're with us, the more you can claim.
Get an extra $50 to claim on your freedom limit each full calendar year, with a maximum of $200 after 4 years of continual cover.

Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $700 freedom limit to claim on your 11 included extras services.
Plus an additional Optical limit. You can claim 100% back on optical up to your $150 annual limit.

And the longer you're with us, the more you can claim.
Get an extra $100 to claim on your freedom limit (excludes optical) each full calendar year, with a maximum of $400 after 4 years of continual cover. Your loyalty benefit will be available on 1 January after you've completed one full membership year.
