Your wallet will thank you: Frank premiums rise less than the rest.
Frank's latest news
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- Frank Overseas Visitor Health Cover recognised for value and service in Finder Customer Satisfaction Awards
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- Frank's affordable family hospital cover in national news.
- Frank brings its membership cards to Apple Wallet, enabling users to access their health insurance cards on iPhone and Apple Watch
- Frank puts extras base premium increases on ice, delivering cool freeze to members
- 15 years of keeping it simple
- Feeling overwhelmed by too many subscriptions? You’re not alone!
- The new Frank app
- Frank earns 2024 Finder Award
- Frank members get seven weeks free* thanks to COVID premium return
We know everything feels more expensive right now, so here’s a small win.
In 2026, Frank members will get the lowest premium increase in the industry average, making it a little easier to keep the cover you count on.
The average premium increase for GMHBA Limited, (which includes all Frank Health Insurance covers), for 2026 will be 1.98 per cent*.
Frank Brand Manager Nick Ilievski said the pricing decision reinforced the commitment to giving members access to affordable private health insurance.
“Healthcare costs go up every year thanks to new tech, more services, people living longer,” he said.
“Keeping premium increases as low as possible helps you stay covered and keep using your insurance when you need it most.”
At Frank, the focus is easy: simple cover that works for real life.
Members can see exactly what this means for their policy by checking their upcoming premium notice or visiting the Frank website for more details.
*Provided there are no changes to any discounts or the Australian Government Rebate on private health insurance applied to the members’ premium and they remain on the same type and level of cover. Rebate percentages (rates) will be adjusted effective from 1 April 2026
Frank's latest news
- Your wallet will thank you: Frank premiums rise less than the rest.
- End-of-year health check: be savvy, not spendy!
- Frank takes the pitch with Brisbane Heat for a ripper BBL season
- Frank Overseas Visitor Health Cover recognised for value and service in Finder Customer Satisfaction Awards
- Frank celebrates another Finder award in 2025
- Frank named best for Basic Hospital Cover
- Frank's affordable family hospital cover in national news.
- Frank brings its membership cards to Apple Wallet, enabling users to access their health insurance cards on iPhone and Apple Watch
- Frank puts extras base premium increases on ice, delivering cool freeze to members
- 15 years of keeping it simple
- Feeling overwhelmed by too many subscriptions? You’re not alone!
- The new Frank app
- Frank earns 2024 Finder Award
- Frank members get seven weeks free* thanks to COVID premium return
Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $500 freedom limit to claim on your 7 included extras services.
And the longer you're with us, the more you can claim.
Get an extra $50 to claim on your freedom limit each full calendar year, with a maximum of $200 after 4 years of continual cover.
Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $700 freedom limit to claim on your 11 included extras services.
Plus an additional Optical limit. You can claim 100% back on optical up to your $150 annual limit.
And the longer you're with us, the more you can claim.
Get an extra $100 to claim on your freedom limit (excludes optical) each full calendar year, with a maximum of $400 after 4 years of continual cover. Your loyalty benefit will be available on 1 January after you've completed one full membership year.