What are the Benefits of Joining an Online Health Insurance Company?

Taking out private health insurance is not always that simple. Sometimes becoming a new member of a health insurance company can be a long and tedious application processes. Aside from the actual application steps, applicants need to work out what is the best health insurance plan will best address their needs. There are a lot of considerations that needs to be identified before you can decide what policy you need weighing up just applying for a cheap health insurance policy vs paying a bit more for some premium aspects.

* The price shown is per week and applies to a {LIFESTAGE} living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

Most people when considering taking out a premium or cheap health insurance tend to compare companies first. This is because they want to ensure they are with a company they can trust and with good service levels on sites such as productreview.com.au. Once they have found the suitable fund they then compare the policies available from the cheapest health insurance options to the more expensive ones. The key is to match up the needs of the individual for both now and the next 12 months to the right policy. Online health insurance providers such as Frank have become increasingly popular as they help Australian’s research, compare and purchase health insurance at a click of a button.

The Convenience of Online Health Insurance

So what are the benefits of joining an online health insurer? Online health insurance companies such as Frank Health Insurance understand people’s need for effortless and cheap insurance solutions. They ensure that all their members receive impeccable online customer support without having to wait in queues.

The main benefit of an online health insurance fund therefore is speed and convenience. All the information you will need to compare and evaluate their policies is online. There are no branch pamphlets and hidden information that exists in branches or at a corporate head office. Your empowered with all the information you need to find a cheap health insurance premium for you or one with a few premium extra’s.

Another benefit of an online health insurance firm is that they have fewer overheads. Having physical branches in shopping centers and other locations can be expensive and increase the overheads of a firm. They are also unnecessary as you can join and make all your claims online quite effortlessly and if you need assistance just call up the health fund. The cost savings made by being an online health insurance firm can then be passed onto members through lower premiums. In fact, when comparing health funds you will find that Frank has some of the cheapest health insurance policies in Australia.

If you’re looking for a cheap health insurance policy you may also want to consider selecting a health fund that is not-for-profit such as Frank. This means that profits are not paid to shareholders each year allowing the fund to re-invest profits back into the fund which often means lower premiums.

Easiest Way to Apply for Health Insurance Plan

Joining and becoming a member of an online health insurance company is certainly fun and easy. In as little as 10 minutes, you can download and complete an application form. For members you can update your membership details and claim online when it suits you in the online membership area. However, if you need someone to talk to a customer service team are available through web chat, email support and over the phone. You are guaranteed that all your concerns will be attended to as quickly as possible. So don’t hesitate to join an online health insurance company and make sure you check out Frank Health Insurance.

Skip 2 & 6 month waits on extras* when you join on combined cover by April 30

*For new members (if you have been a Frank Health Insurance member in the last 12 months, sorry you don’t qualify). 12 month waits, annual and sub limits apply. Offer ends 30 April, 2018.