Covering the whole family

Why do I need family cover?

You don’t ever wish a hospital trip on your partner or kids, but you do want peace of mind protection against any type of illness or accident if it knocks at your door. On top of Hospital Cover, you can help you stay on top of your family’s health by treating and preventing medical conditions through extras services.

Better Hospital (Bronze+) & Some Extras 50% Back

Private hospital cover with some exclusions to keep the costs down plus 50% back on popular extras
$ 67.95
per week
Select
  • Physiotherapy
  • Chiropractic
  • Dental
  • Optical
  • Emergency Ambulance Cover
  • Plastic and reconstructive surgery (medically necessary)
  • Heart and vascular system

Better Hospital (Bronze+) & Some Extras 80% Back

Private hospital cover with some exclusions to keep the costs down plus 80% back on popular extras
$ 73.40
per week
Select
  • Physiotherapy
  • Chiropractic
  • Dental
  • Optical
  • Emergency Ambulance Cover
  • Plastic and reconstructive surgery (medically necessary)
  • Heart and vascular system

Better Hospital (Bronze+) & Lots Extras 50% Back

Private hospital cover with some exclusions to keep the costs down plus 50% back on a wide range of extras
$ 81.85
per week
Select
  • Optical
  • Podiatry
  • Dental
  • Emergency Ambulance Cover
  • Plastic and reconstructive surgery (medically necessary)
  • Heart and vascular system

* The price shown is per week and applies to a Family, aged 30, living in VIC. It excludes LHC loading and includes a Base Tier Government Rebate

What Frank cover is best for me?

Silver Hospital (Silver) is great for young families who aren't planning on upping the kid count or who use the public system for pregnancy.

Silver Hospital (Silver) includes hospital cover lots of services but excludes things that might not be important to a young family like obstetrics, IVF, weight loss surgery and joint replacements to help keep the costs down.

Silver Hospital (Silver) choose the extras that will suit your family, between set benefits or percentage back covers. With 60% back and per person limits, the Essentials Bundle is great value for your young family.

Check out Frank’s options for young families.

If you are looking for cover that helps you plan for pregnancy, check out Frank’s Gold Hospital (Gold).

Up to 12 weeks free plus skip 2 & 6 month waits on extras*. Get 6 weeks free after your first month, and a further 6 weeks free after 12 months when you join by July 15 and maintain combined cover.

*For new members joining on combined hospital and extras cover, paying by direct debit. Must not have been a Frank member in the last 12 months. Must pay first month’s premium to receive initial 6 weeks free. Must maintain combined hospital and extras cover continuously and be financial for 12 months from the cover start date to be eligible to receive further 6 weeks free. No other discount will be applied in second year of membership. Other waits (including hospital waits), annual limits and sub limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via Frank health insurance website or phone. Not available with any other offer. Ends 15 July 2024.