Covering the whole family

Why do I need family cover?

You don’t ever wish a hospital trip on your partner or kids, but you do want peace of mind protection against any type of illness or accident if it knocks at your door. On top of Hospital Cover, you can help you stay on top of your family’s health by treating and preventing medical conditions through extras services.

Better Hospital (Bronze+) & Some Extras 50% Back

Private hospital cover with some exclusions to keep the costs down plus 50% back on popular extras
$ 67.95
per week
Select
  • Physiotherapy
  • Chiropractic
  • Dental
  • Optical
  • Emergency Ambulance Cover
  • Plastic and reconstructive surgery (medically necessary)
  • Heart and vascular system

Better Hospital (Bronze+) & Some Extras 80% Back

Private hospital cover with some exclusions to keep the costs down plus 80% back on popular extras
$ 73.40
per week
Select
  • Physiotherapy
  • Chiropractic
  • Dental
  • Optical
  • Emergency Ambulance Cover
  • Plastic and reconstructive surgery (medically necessary)
  • Heart and vascular system

Better Hospital (Bronze+) & Lots Extras 50% Back

Private hospital cover with some exclusions to keep the costs down plus 50% back on a wide range of extras
$ 81.85
per week
Select
  • Optical
  • Podiatry
  • Dental
  • Emergency Ambulance Cover
  • Plastic and reconstructive surgery (medically necessary)
  • Heart and vascular system

* The price shown is per week and applies to a Family, aged 30, living in VIC. It excludes LHC loading and includes a Base Tier Government Rebate

What Frank cover is best for me?

Silver Hospital (Silver) is great for young families who aren't planning on upping the kid count or who use the public system for pregnancy.

Silver Hospital (Silver) includes hospital cover lots of services but excludes things that might not be important to a young family like obstetrics, IVF, weight loss surgery and joint replacements to help keep the costs down.

Silver Hospital (Silver) choose the extras that will suit your family, between set benefits or percentage back covers. With 60% back and per person limits, the Essentials Bundle is great value for your young family.

Check out Frank’s options for young families.

If you are looking for cover that helps you plan for pregnancy, check out Frank’s Gold Hospital (Gold).

Get extras cover and save 15% - 40%* off dental treatments with smile.com.au

*Savings may vary between dentists. It is recommended that members obtain a quote prior to treatment.