Under 30s pay less* with Frank
10% off* hospital cover for 18-25s
Live your 20s with "no ragrets". If you're aged between 18 and 29, you could score a discount* on your hospital cover. The maximum discount is a huge 10% for 18 to 25s.
*Must hold own policy to be eligible; excludes dependants on family or single parent policies. Discount is 2% per year under age 30, up to max 10% for ages 18–25, on hospital cover only.
6 weeks free + skip 2 month waits on extras* when joining on combined cover.
*For new members who have not been a member during the last 12 months, joining on combined hospital and extras cover, paying by direct debit. Must pay first month to receive offer. Other waits (including hospital waits), annual and sub limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via Frank website or phone joins. Not available with any other offer or Frank OVHC. Offer ends 24th September, 2026.
Choose any Frank hospital cover for an under 30s discount*
Based on your age when you first get hospital cover, the age based discount for 18 to 29s is between 2% and 10%. The discount isn't forever, but the longer you stay on eligible hospital cover, your discount will hang around until you're atleast 41. Then, like our youth, it will gradually fade away each year after turning 41. The age based discount only applies to hospital cover and not extras.
See what discount you might be eligible for
If you're 18-29, the discounts below are what health insurers can offer on an eligible hospital cover premium.
|
Your age at the time of joining hospital cover |
Policy discount you could be eligible for |
|---|---|
| 18-25 years old | 10% |
| 26 years old | 8% |
| 27 years old | 6% |
| 28 years old | 4% |
| 29 years old | 2% |
| 30+ | 0% |
Easy as with Frank digital card
We're all about making life easier for our members at Frank. That's why we have introduced digital member cards, making claiming fast, easy and contactless.
Award winning hospital cover
Highly Commended in the Basic Hospital category at the Finder Health Insurance Awards '22, '24 and '25.
Best for Basic Hospital Cover in the 2025 WeMoney Health Insurance Awards.
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We’re here for our members, not shareholders, so we can focus on offering great-value cover.
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Cancel within 30 days of joining and we’ll refund any premiums paid (if you haven’t made a claim).
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