Basic Accident Boost Hospital Cover
Affordable hospital cover that's easy as.
From avoiding extra surcharges at tax time, to cover that gets boosted in the event of an accident, Frank's award winning* Basic Accident Boost Hospital cover is the perfect entry level cover.
2025 WeMoney Health Insurance Award for the best Basic Hospital Cover.
No terms and conditions here. Just good news - we’re winners.
Why choose Basic cover with Frank?
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Accident ProtectionAbout Accident ProtectionIf you meet the conditions, you'll get cover for hospital treatment that is required as the result of an accident.
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Avoid MLS with hospital coverAbout MLSMedicare levy Surcharge: an extra fee at tax time for high income earners who skip out on having hospital cover for the full financial year.
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Discounts for under 30sAbout age-based discountsIf you're between 18 and 29, good news! You might snag a sweet age-based discount on your hospital premium.
Bundle with extras & unlock more benefits
A new, simpler way to do extras cover. Simiply bundle your hospital cover with a Bundables Extras product and unlock the Bundables benefits.
Why choose Frank?
Not for profit
We’re here for our members, not shareholders, so we can focus on offering great-value cover.
Meet Frank30 day cooling off period
Cancel within 30 days of joining and we’ll refund any premiums paid (if you haven’t made a claim).
View coversChoose your own provider
Your health care, your choice. As long as they’re recognised, you can stick with your preferred provider.
About extrasFreedom limit, flex it your way
Because sometimes your needs might change a little, you have a $500 freedom limit to claim on your 7 included extras services.
And the longer you're with us, the more you can claim.
Get an extra $50 to claim on your freedom limit each full calendar year, with a maximum of $200 after 4 years of continual cover.
Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $700 freedom limit to claim on your 11 included extras services.
Plus an additional Optical limit. You can claim 100% back on optical up to your $150 annual limit.
And the longer you're with us, the more you can claim.
Get an extra $100 to claim on your freedom limit (excludes optical) each full calendar year, with a maximum of $400 after 4 years of continual cover. Your loyalty benefit will be available on 1 January after you've completed one full membership year.
