Get a $100 Prepaid Visa Gift Card when you join on combined cover by October 31**For new members only – has not been a Frank member in the last 12 months. Available on combined cover only. Must pay first month to receive $100 Visa gift card. Not available in conjunction with any other offer. Gift card will be issued after 30 business days upon receipt of first month’s premium and sent to the postal address at time of join. If the cover is cancelled within 30 days of joining, you will not be eligible for this offer. Ends October 31 2019. Card issued by Heritage Bank Limited ABN 32 087 652 024 AFSL 240984 Australian Credit Licence 240984
With Everyday Extras, you can enjoy cover for a wide range of services, including health maintenance benefits. Plus choose your own provider and get the same amount back each visit, up to annual limits.
Frank pays benefits towards services listed below. Benefits are calculated as a percentage of the provider fee up to annual limits.
Can I get more information?
With Everyday Extras, regardless of your provider, you get the same amount back per visit, up to your annual limits. Everyday Extras also offers 100% back on optical, up to annual limits. See your fact sheet below for a list of benefits per service.
Yes. Frank believes in freedom of choice, so we pay the same benefits to any registered provider. This means you can use your regular dentist, optometrist or physio and still claim.
Yes, on most services you will have to serve a waiting period if you’re new to health insurance. With Frank (and most health insurers) you have to wait a specific amount of time between signing up and making your first claim. This is called a waiting period.
All Frank extras services have the following waiting periods:
- 0 days for ambulance
- 2 months for included extras (except for Optical, Major Dental, Podiatry Surgery and Orthotics)
- 6 months for Optical
- 12 months for Major Dental, Podiatry Surgery and Orthotics
Find out more about waiting periods here.
The good news is that waiting periods may not apply if you’re coming to Frank from another fund. Find out more about switching to Frank here.
Refer to the Everyday Extras for full product information including annual limits, sub limits and waiting periods.
Information relating to this cover should be read and retained.