Join on combined cover by September 30th and get one month free**For new members who have not been a member during the last 12 months, joining on combined hospital and extras cover, paying by direct debit. Offer only available via Frank website or phone joins. Must pay first month premium to receive one month free. Not available in conjunction with any other offer. Offer ends 30 September 2021.
With Everyday Extras, you can enjoy cover for a wide range of services, including health maintenance benefits. Plus choose your own provider and get the same amount back each visit, up to annual limits.
Frank pays benefits towards services listed below. Benefits are calculated as a percentage of the provider fee up to annual limits. Your limits will reset on 1 January each year.
Can I get more information?
With Everyday Extras, regardless of your provider, you get the same amount back per visit, up to your annual limits. Everyday Extras also offers 100% back on optical, up to annual limits. See your fact sheet below for a list of benefits per service.
Yes. Frank believes in freedom of choice, so we pay the same benefits to any registered provider. This means you can use your regular dentist, optometrist or physio and still claim.
Yes, on most services you will have to serve a waiting period if you’re new to health insurance. With Frank (and most health insurers) you have to wait a specific amount of time between signing up and making your first claim. This is called a waiting period.
All Frank extras services have the following waiting periods:
- 0 days for ambulance
- 2 months for included extras (except for Optical, Major Dental, Podiatric Surgery and Orthotics)
- 6 months for Optical
- 12 months for Major Dental, Podiatric Surgery and Orthotics
Find out more about waiting periods here.
The good news is that waiting periods may not apply if you’re coming to Frank from another fund. Find out more about switching to Frank here.
Refer to the Everyday Extras for full product information including annual limits, sub limits and waiting periods.
Information relating to this cover should be read and retained.