That's what friends are for
Refer a friend to join Frank on combined cover and get $100 on each policy*
Call 1300 437 265
*For new members who have not been a member during the last 12 months, paying by direct debit and joining on combined cover by 15/01/2024. Only available when joining directly via Frank call centre. Referring member name and membership number must be provided on joining. $100 will be distributed via nominated bank account with Frank Health Insurance for both the referring and new member, after the referring and new member has served 60 days of active membership. Premiums for both the new and referring member, must be paid up to their due date to receive the $100 payment. Limit of 5 referrals per membership. Current members who split their membership and then re-join as separate members are ineligible. Suspended or inactive members and GMHBA Limited employees are not eligible to participate in this promotion. Not available on Frank Overseas Visitor Health Cover.
Here’s how it works. Easy as!
- Let your mates know.
Give your membership number to friends, family & workmates. They will need your member number to get the offer (so we can check everything is legit). - Call Frank.
Ask your mate to have your member number handy and mention this offer if joining on eligible combined cover over the phone. - Cha-ching!
You’ll both receive $100 into your nominated bank account if you both remain a Frank member for 60 days after you’ve joined.
Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $500 freedom limit to claim on your 7 included extras services.

And the longer you're with us, the more you can claim.
Get an extra $50 to claim on your freedom limit each full calendar year, with a maximum of $200 after 4 years of continual cover.

Freedom limit, flex it your way
Because sometimes your needs might change a little, you have a $700 freedom limit to claim on your 11 included extras services.
Plus an additional Optical limit. You can claim 100% back on optical up to your $150 annual limit.

And the longer you're with us, the more you can claim.
Get an extra $100 to claim on your freedom limit (excludes optical) each full calendar year, with a maximum of $400 after 4 years of continual cover. Your loyalty benefit will be available on 1 January after you've completed one full membership year.
