Our partnership with smile.com.au means you could save 15-40% off* dental treatments if you have extras cover and visit one of the approved 2,500 dentists Australia wide.*These savings are in addition to your existing Frank dental benefits. Savings may vary between dentists. It is recommended that members obtain a quote prior to treatment.
With More Extras, you can enjoy cover for a wide range of services, including health maintenance benefits, Orthodontics, Podiatry and much more. Plus choose your own provider and get the same amount back each visit, up to annual limits.
Frank pays benefits towards services listed below. Benefits are calculated as a percentage of the provider fee up to annual limits.
Can I get more information?
With More Extras, regardless of your provider, you get the same amount back per visit, up to your annual limits. More Extras also offers 100% back on optical, up to annual limits. See your fact sheet below for a list of benefits per service.
Yes. Frank believes in freedom of choice, so we pay the same benefits to any registered provider. This means you can use your regular dentist, optometrist or physio and still claim.
Yes, on most services you will have to serve a waiting period if you’re new to health insurance. With Frank (and most health insurers) you have to wait a specific amount of time between signing up and making your first claim. This is called a waiting period.
All Frank extras services have the following waiting periods:
- 0 days for ambulance
- 2 months for included extras (except for Optical, Major Dental, Podiatry Surgery and Orthotics)
- 6 months for Optical
- 12 months for Major Dental, Podiatry Surgery and Orthotics
Find out more about waiting periods here.
The good news is that waiting periods may not apply if you’re coming to Frank from another fund. Find out more about switching to Frank here.
Refer to the More Extras for full product information including annual limits, sub limits and waiting periods.
Information relating to this cover should be read and retained.