Frank has extras cover including both optical and dental

What covers combine dental insurance and optical insurance?

Extras cover, also known as ancillary cover, takes care of healthcare services and therapies that private hospital cover and Medicare don’t. Some of these common treatments include dental checkups and eye examinations. These don’t necessarily have to be performed in a hospital, are done by specialists and medical professionals typically working out of their own private practice or clinic. Making sure you choose the right cheap health insurance policy for you is one of the most important decisions you will make.

* The price shown is per week and applies to a {LIFESTAGE} living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

Most services and treatments covered by Frank’s cheap health insurance extras polices are vital to living a healthy lifestyle. Pretty much everyone, young and old alike, will typically have to visit the dentist or optometrist at least once a year if not on a more regular basis. Even if you’re a healthy and physically fit individual who doesn’t get sick a lot or see the insides of a hospital very often, you’ll probably want to get your teeth cleaned at least once a year or get a new set of contact lenses or reading glasses every once in a while.

Paying for routine dental, optical and related healthcare procedures out of your own pocket does add up, especially if you have dependents to look after. Without extras, which includes optical insurance cover and dental insurance cover, you’ll have to put in some effort looking for trustworthy healthcare professionals and clinics that won’t cost you an arm and a leg. In addition, you’ll still need to be financially prepared for occasions when you need to have major (i.e. expensive) procedures done.

How does Frank’s extras cover work?

When you sign up for extras cover with Frank Health Insurance, you’ll receive benefits on your dental and optical bills so you can get proper preventative care whenever you want while not worrying about being burdened with the expense. It is important to make sure your cheap health insurance policy includes dental insurance as well as all the other services you use.

With our Some Extras policy, you’ll also be covered for a whole host of other common health services such as physiotherapy, chiropractic, naturopathy, homeopathy, acupuncture and remedial massage sessions, as well as an annual ambulance subscription which is valid in different states.

If you want a more comprehensive extras policy get Frank’s Lots Extras, which adds even more extras services, namely podiatry, psychology, travel vaccinations and antenatal/postnatal classes. This cheap health insurance extras policy will make sure you are covered at the top level.

Lots Extras also has higher annual limits on the total amount of refunds you’re entitled to every year. This means you can get a lot more treatments done (e.g. expensive major dental work like root canal and orthodontics) before your yearly allowance for refunds and benefits runs out.

You can also choose how much you’ll get back when you file a claim. Frank gives you the option of getting either a 50% or 80% benefit whether you sign up for Some Extras or Lots Extras – so you can customise your extras cover to suit your lifestyle, as well as your budget. Having dental insurance included in your cheap health insurance policy will give you the peace of mind you deserve.

Extras cover without the hassle

Frank’s goal is to make life easier and more enjoyable for all our members. You can get Frank’s Extras bundled with one of our hospital covers or just by itself.

Frank gives you complete freedom to seek treatment with whoever you feel comfortable with; unlike some other health funds that require you to choose from a list of approved providers and clinics, You just have to make sure that the treatment is covered by your policy and that your healthcare professional is registered with the appropriate board in their field.

Filing claims with Frank is also extremely easy. If your chosen healthcare provider has a HICAPS or CSC Healthpoint terminal available, you can simply swipe your Frank card and get your refund on-the-spot. You can also file claims online once you login to our Member Area and get your benefit within two business days.

If you have any questions, Frank is always ready to talk via web chat, email or phone. So contact us today and discuss your optical insurance, dental insurance or any other insurance policies you are interested in with us.

Get 1 month free + skip 2 & 6 month waits on extras* when you join on combined cover by March 31.

*For new members (if you have been a Frank Health Insurance member in the last 12 months, sorry you don’t qualify). Must pay first month to receive second month free. 12 month waits, annual and sub limits apply. Offer ends 31 March, 2018.