Elective Surgery
Surgery your doctor does not consider immediately necessary. A knee replacement, for example.
Excess
A fee that you pay Frank when you are admitted to hospital. It helps pay a small part of your hospital costs. The maximum annual excess is $500 for Singles and $1000 for Couples and Family cover.
Extras
Extras! Extras! Read all about them! Extras are the everyday health services provided by health professionals often outside the hospital. They include things like dental, optical, physiotherapy, chiropractic, podiatry and psychology.