Frank Health Insurance

Frank’s cheapest Hospital cover. It covers you in a shared room as a private patient in a public hospital, for a range of treatment types. A good option if you just want to avoid the Medicare Levy Surcharge.

Also known as a refund. Simply, it’s the amount Frank pays toward your health care costs.

Benefit Limitation Periods are important - they stop people from taking advantage of Frank’s generous nature. Benefit Limitation Periods are a restriction on what Frank will pay for a hospital treatment for a period of time. It begins the date you join Frank or switch covers. It means Frank pays public hospital benefits in a shared room, so long as you have served all other waiting periods, but then you’ll be back to normal.

Frank’s top of the range (and most expensive) Hospital cover. It covers you in participating private hospitals, for the full range of treatment types. Both shared and single rooms are covered.

Frank’s mid-range Hospital cover. It covers you in participating private hospitals, for most (but not all) treatment types. Shared rooms are covered, single rooms require a co-payment.