Frank's current special offer

Special offer

Join Frank by September 30 and get your 1st month FREE on combined hospital and extras cover!

Some health insurers make you wait until your 2nd or 3rd month to get your 1 month free. Not Frank. Frank doesn't like waiting and knows you don't either.

Instant gratification. That's how Frank rolls.

Get a quote and join Frank today!

1st month free is only available for new members on new memberships. And can't be used in conjunction with any other offer. Kind of obvious, but the legal guys wanted us to make sure you knew.

Don’t forget, this ends on September 30, so be quick.

Australian Government Rebate on Private Health Insurance

The Australian Government Rebate on Private Health Insurance is the amount the government pay toward private health insurance premiums. It provides a subsidy on the cost of taking out private cover depending on your income.

The rebate is available to those who have full Medicare eligibility and earn under $140,000 for singles and $280,000 for families/couples or single parents.

The table below gives you the full details.

If you are: And your combined taxable income is:
Single $90,000 or less $90,001 - $102,000 $105,001 - $140,000 $140,001 or more
Couple/Family/Single Parent (increases by $1,500 per child after your first) $180,000 or less $180,001 - $210,000 $210,001 - $280,000 $280,001 or more
Then your Federal Government Rebate Tier is:
Under age 65 Tier 0 - 29.04% Tier 1 - 19.36% Tier 2 - 9.68% Tier 3 - 0%
Age 65-69 Tier 0 - 33.88% Tier 1 - 24.20% Tier 2 - 14.52% Tier 3 - 0%
Age 70 and over Tier 0 - 38.72% Tier 1 - 29.04% Tier 2 - 19.36% Tier 3 - 0%

The rebate amount you are entitled to varies depending on your income tier and age. Importantly, to make sure you are receiving the correct rebate on your health insurance premiums, make sure you keep Frank up to date with your expected annual income.

The Government releases new income tiers around 1 July each year. We’ll let you know when these are announced.

How do you claim the Rebate?

You can claim the rebate as a reduction to your premiums, as a tax rebate when you lodge your annual tax return or as a direct payment from the Government through any Medicare office.

The easiest way for you to claim the rebate is to complete the application form for the Australian Government Rebate on Private Health Insurance during the application process with Frank. Frank will then deduct the rebate from your premiums.

Special Offer

Join by September 30 and Frank will give you your 1st month free